About Us

We are The CLM Experts™, the client lifecycle management (CLM) division of Delta Capita. We started as practitioners who ran client onboarding from the inside. Twenty-five years later, leading financial institutions trust us to advise on it, equip them with technology, and run it, with one accountable team behind all three.

300+ CLM Experts

Bringing together deep CLM operational, advisory, and technology expertise. 

40+ Clients 

Across financial services including corporate & investment banking, fund servicing, and private equity.

14 Locations Globally

Helping leading financial institutions streamline CLM, simplify onboarding, and elevate the full client lifecycle. 

Speak to a CLM Expert

Why Financial Institutions Trust Us With Lifecycle Management

Practitioners first: We were built by people who understood client lifecycle operations from the inside. That's why our technology, advice, and people work the way CLM operations actually run in financial institutions.

A platform proven at scale: Our technology has spent years inside Thomson Reuters, Refinitiv, and LSEG, serving some of the world's most demanding markets with regulators watching. It's been built to hold up under pressure.

Experts who stay with you: Our specialists in Advisory, Managed Services, and Karbon technology work as one team. The result: no handoffs between suppliers, and one partner accountable for your outcomes.

25 Years In The Making

2001: Built by practitioners: GoldTier is founded by people who understood client lifecycle operations from the inside. Rather than designing software around a theoretical process, they built it around how onboarding and KYC work day-to-day: who touches a case, where it stalls, and what the regulator will ask. That practitioner thinking is still the design principle behind Karbon.

2006-2007: From first client to first multi-region client: GoldTier's first client goes live in 2006. In 2007 the first multi-region client follows, and that relationship is still live today. Running one process across several jurisdictions this early shaped a platform built for global CLM from its early years.

2013-2021: Proven at scale: Thomson Reuters acquires GoldTier and puts it to work for its managed service clients, so the platform is built for operations teams running real volume. In 2015 the first GoldTier Portal is delivered. The platform later becomes Client On-Boarding (COB) at Refinitiv and then at LSEG. Nearly eight years inside three of the world's most demanding markets and data businesses, with regulators watching, gives the platform its scale and resilience.

2024: Technology meets advisory: In April 2024, Delta Capita acquires Client On-Boarding, formerly known as GoldTier, from LSEG. It is an end-to-end KYC and CLM compliance solution, used by leading banks and financial institutions around the world. Its institutional client base across the UK, Europe, North America, Singapore, Hong Kong, and Australia moves to Delta Capita. The acquisition adds enterprise-grade CLM technology to our due diligence and client outreach services, so clients can move to a managed service. The same year we acquire Aurora, a London-based boutique CLM advisory firm whose specialists in operating model design, process optimisation, and technology advisory now lead our CLM division.

2025: Karbon launches: Karbon, our client and investor lifecycle platform, goes live alongside advisory and managed services. Built on GoldTier's foundations and accelerated with AI, Karbon gives clients one platform for end-to-end CLM.

What GoldTier gave Karbon:

  • Operational DNA: workflows designed by practitioners, which means fewer handoffs and less rework.
  • Proven resilience: years of scale and regulatory scrutiny inside Thomson Reuters, Refinitiv, and LSEG.
  • Global reach: a platform already used across the UK, Europe, North America, Singapore, Hong Kong, and Australia.
  • Managed service heritage: software built to be run at volume.

The CLM Experts™ Leadership Team

Sean Vickers

Global Head, CLM

Tracey Allen

Global Head of CLM Service Delivery

Jiwan Laly

Global Head of CLM Advisory

Matthew Benham

Chief Product Officer, CLM

Luke Dallyn

Chief Technology Officer, CLM

Onboard clients faster. Stay compliant.

Talk to a CLM Expert about advisory, managed services or Karbon, and find the fastest route to better onboarding and stronger controls.